Dental Insurance and Finance
Can I use my dental insurance at The Studio For Exceptional Dentistry?
- Yes! And we will work with you and your insurance carrier to maximize the benefit so you can receive the care you need in order to maintain your oral health.
- Maximize your benefit
- Pay your dentist using your HSA
- Payment options available
- No interest finance
Find out if we accept your insurance
We will work with you and your insurance carrier to maximize the benefit so you can receive the care you need in order to maintain your oral health.
— Dr. Andrew Hall
Using your Health Services Account to pay your dentist
Did you know you can use your Health Services Account (HSA) to pay for dental exams and treatment? It’s a great way to save money on your visits to the dentist when you have High Deductible Health Insurance.
You can contribute money to your Health Savings Account just like you would contribute money to your IRA or your 401K. Any funds you put into your account are not taxed, and unlike your IRA or 401K, you aren’t penalised for using the money before you turn 65.
Because your HSA contributions are pre-tax money, you only have to earn $125 to pay a $125 dental bill. By comparison, if you are in the 28% Federal tax bracket, by the time you have factored in an additional 7% in state taxes, you would need to earn more like $170 to be able to pay your $125 bill with after-tax money. Using your HSA to pay the bill is almost like getting a 35% discount!
What dental services can I pay for with my HSA?
You can use your Health Savings Account to pay for dental treatments including teeth cleanings, digital x-rays, fillings, crowns, root canals, dental implants, and even bridges.
Our Payment Options
We offer the following payment options:
- American Express
No Interest Financing / Long Term Payment plans
We understand that getting the dental treatment you need can be an expensive exercise, so we also offer an in-office payment option with an automatic monthly credit card agreement, as well as no interest financing and long term payment plans with no annual fees or prepayment penalties through Care Credit and Lending Club Patient Solutions.
Please note unfortunately we are unable to accept Medicaid.